There are a range of factors which we consider and you can learn more about these in your Business Pulse – available at the completion of every single application for every customer. Basically our criteria are as follows:

  • Business has been operating for 12 months or more
  • Your average daily bank balance exceeds $1,000
  • Your average monthly deposits exceed $10,000 per month

If you are not sure, we recommend to complete our application form anyway and find out if you are conditionally approved. Finding out if you have a conditional approval will not impact your credit file at all. You’ll be prompted before you take any action that would impact your credit file.