You can repay any amount during the interest and repayment free period, or pay it off at the end. If you need more time to repay, repayments are scheduled in monthly instalments on the remaining balance. The first instalment will be taken via direct debit from your nominated bank account in the month following the interest and repayment free period.

We don’t charge any set-up or establishment fees. Neither do we charge any direct debit fees or penalties if you repay early.